🏡 Plot Loan Eligibility Calculator 💰

Estimate your maximum eligible plot loan amount.

*Your take-home monthly salary/income after taxes.
*Sum of all EMIs you are currently paying (e.g., car loan, personal loan).
*Plot loans typically have a max tenure of 10-15 years.
*Current rates usually range from 9.00% to 12.00%.
*This is the maximum percentage of your NMI that can go towards EMIs (typically 40-60%).
*Your estimate of the plot's market value. (Optional for eligibility based on income only)
*Banks typically fund 60-75% of the plot's value.

Your Eligibility Estimate

Detail Value
Maximum Affordable EMI
Loan Amount based on Income/EMI
Loan Amount based on Plot Value (LTV)
**Maximum Eligible Loan Amount**

* **Disclaimer:** This tool provides an **estimation** of your plot loan eligibility based on common banking parameters.
* **Actual eligibility depends on many factors:** Your exact credit score (CIBIL score), bank's internal policies, property location, type of plot (e.g., approved layout), documentation, and your overall financial health.
* **This is NOT a sanction letter.** For a final offer, please contact a bank or financial institution.