Crypto SIP Calculator – Estimate Returns from Monthly Crypto Investments (2025)

Use our free Crypto SIP Calculator to estimate future value and returns from your monthly cryptocurrency investments. Ideal for bitcoin, ethereum, and more. Start your crypto SIP today.

Crypto SIP Calculator

Estimate your crypto wealth gain with Systematic Investment Plans
Total Amount Invested: ₹0
Estimated Returns: ₹0
Estimated Future Value: ₹0

*Disclaimer: This calculator provides an *estimation* based on a hypothetical annual return. Cryptocurrency markets are highly volatile, and actual returns may vary significantly.

What Is a Crypto SIP?

A crypto SIP (systematic investment plan) lets you invest a fixed amount regularly (monthly/weekly/daily) in cryptocurrencies like bitcoin or ethereum. Just like mutual fund SIPs, it follows rupee cost averaging, helping reduce risk and average out your purchase cost over time.

Features of Our Crypto SIP Calculator

Our crypto sip calculator is designed to help users easily estimate returns based on historical or expected growth rates. It’s built with:

  • Easy inputs for amount, tenure, and return rate
  • Instant result for future value of crypto investments
  • Monthly compounding logic
  • Visual charts (line + pie) to see principal vs. returns
  • Accurate results based on expected annual growth
  • Ideal for tracking bitcoin sip, ethereum sip, or other crypto SIPs

How It Works – Crypto SIP ?

Crypto SIP works like this:

  • You invest ₹500 or ₹1,000 every month in a cryptocurrency (e.g., bitcoin)
  • Whether the market is up or down, you continue investing
  • Over time, you collect more units when prices are low, fewer when high
  • Eventually, your average cost reduces, and your portfolio grows

This method is based on rupee cost averaging (RCA) and compounding, which helps long-term wealth creation while managing volatility.

Formula Used in Crypto SIP Calculator

FV = P × [(1 + r)^n – 1] / r × (1 + r)

Where:

  • P = SIP amount (monthly)
  • r = monthly rate of return = (expected annual return ÷ 12 ÷ 100)
  • n = number of SIPs = tenure (years) × 12

This formula helps simulate future portfolio growth based on assumed return.

💡 Common Cases

If I invest ₹2,000/month in bitcoin for 5 years, what will I get?
➡️ Use the calculator with 20% annual return and see maturity value instantly.

How much will my ethereum SIP grow in 10 years?
➡️ Enter your monthly amount and expected return to get accurate future value.

Can I create ₹10 lakh by investing in crypto monthly?
➡️ Try reverse engineering – increase tenure or monthly SIP until you reach ₹10 lakh.

What happens if crypto grows 40% annually?
➡️ Set expected return as 40% and check how SIP compounding boosts long-term wealth.

Frequently Asked Questions

Crypto SIP helps reduce risk via cost averaging, but crypto markets are volatile. It doesn’t guarantee returns.

Popular choices include bitcoin, ethereum, solana, and polygon. Choose based on project fundamentals and risk appetite.

Start small—₹500 or ₹1,000 monthly is enough. Gradually scale as you gain confidence and understand volatility.

Yes. Many Indian exchanges like CoinDCX, WazirX, and ZebPay offer crypto SIP features for bitcoin and others.

Yes. As per Indian law, profits from crypto sales are taxed at 30% flat plus 1% TDS from July 2022.

Crypto SIPs may offer higher returns but with significantly more risk compared to mutual fund SIPs.

Unlike mutual funds, missing one crypto SIP doesn’t incur penalties. Just continue with the next one.

Yes. Crypto SIPs are flexible—you can stop, modify, or restart them anytime on supported platforms.